September 23, 2022

Top Lines Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra delivered remarks in a fireside chat at the Exchequer Club of Washington, DC. Director Chopra discussed the CFPB’s mandate to ensure competitive markets. He stated that Buy Now, Pay Later products are “largely being used as a substitute for credit cards,” and that the CFPB “will be […]


Amy monitors state and federal legislation, provides extensive research on digital asset legislation and other regulatory developments , and creates a variety resources across Advocacy clients.  Prior to joining FS Vector, Amy worked in the nonprofit space in Washington, D.C. as an intern for the American Association of Retired Persons (AARP) and Quality Trust for […]


Tyler has extensive Money Transmitter Licensing experience. He helps clients to optimize their licensing strategies and, often embedded with their teams, drives the license acquisition and maintenance programs. He has worked with both early stage startups and large public payment companies in both the TradFi and DeFi spaces. Tyler was previously an MTL program manager […]

September 16, 2022

Top Lines Today, the Department of the Treasury (Treasury), Department of Justice (DOJ), Department of Commerce (Commerce), and Office of Science and Technology Policy (OSTP) within The White House published reports that follow from the Biden Administration’s Executive Order on Ensuring Responsible Development of Digital Assets (the EO).  Weekly Wrap Up Congresswoman Maxine Waters (D-CA), Chairwoman […]

September 2, 2022

Top Lines CA AB 2269, California’s legislation to regulate digital financial assets and digital financial asset activity, passed each chamber of the California legislature. Governor Newsom will have 30 days to sign or veto the legislation after it is delivered to his desk. Read our summary of the legislation here.  Weekly Wrap Up The Federal Trade Commission (FTC) […]

August 26, 2022

Top Lines Congressman Tom Emmer (R-MN), Ranking Member of the House Financial Services Subcommittee on Oversight and Investigations and co-Chair of the Congressional Blockchain Caucus, sent a letter to Treasury Secretary Janet Yellen regarding “the unprecedented sanctioning of Tornado Cash, ”an open-source cryptocurrency mixer used for enhancing privacy in blockchain-based transactions. The crux of the issue is […]

“Rent is Rising – The Rent-A-Charter Model Just Got More Expensive”

“Rent is Rising – The Rent-A-Charter Model Just Got More Expensive”   Trevor N. Tanifum August 25, 2022 Where there is smoke, there is fire. The smoke: a recent flurry of regulatory activity in response to poor application of risk and compliance requirements in the bank-fintech partnership model. The fire: existential risks to the bank-fintech partnership […]