Ann Marie Melhum

Senior Advisor

Ann Marie is a banking leader with more than 35 years of experience in commercial lending, community banking and federal agency administration.

She is a valued adviser on operating, strategic, and policy issues.  As the founding CEO of Summit Bank in Oregon, she successfully steered the firm through the 2008 financial crisis and currently serves on its Board of Directors.  As a banker, she was involved with state and national policy making.  She served as President of the Oregon Bankers Association, as a member of the FDIC Community Advisory Council and the Treasury CDFI Advisory Board.

In her role as Associate Administrator of Capital Access at the US Small Business Administration, she oversaw SBA programs that provide access to capital for American small businesses and a portfolio that exceeded $100B.   She increased access to capital by streamlining the agency’s guarantee process and attracting new lending partners.   As a champion of underserved markets, she convened a national roundtable at the White House to address barriers to capital access that impede Black and Hispanic Americans from starting and growing their businesses.  This effort resulted in the formation of the Partnership for Lending in Underserved Markets (PLUM), a two-year pilot program which engaged over 300 partners and participants in Baltimore and Los Angeles to advance initiatives for moving capital to underserved small businesses.

In addition to her C-Level corporate roles, she has held a number of board leadership positions at numerous non-profit and economic development organizations.  In addition to serving on the Summit Bank Board, Ann Marie currently serves on the board of SmartBiz Loans, a financial/technology firm based in San Francisco, and Beau Delicious International, LLC,  dba Cafe Yumm, a mission driven fast casual restaurant chain serving the Pacific Northwest.

In 2015, Ann Marie was inducted into the State of Oregon Bankers Hall of Fame for lifetime contributions to the banking industry.  She holds a B.A from Pacific Lutheran University (magna cum laude), which named her Distinguished Alumna in 2016, and an MBA from UC Berkeley.