About Us

FS Vector is a strategic consulting firm that works with financial services clients in a rapidly evolving industry and regulatory environment. We provide expertise at the intersection of technology, government, and traditional finance in order to serve clients as a trusted partner at each stage of growth—from early-stage ventures to global organizations. Our team delivers a variety of resources our clients need in one firm, including advisory, advocacy, and training services.

The Advisory Team

We partner collaboratively with clients to build, expand, and secure their companies, products, and capabilities. We assess market opportunities to develop offerings at the outset, facilitate partnerships, and assess risks as things scale—all while providing ongoing confidence that everything will be compliant from beginning to end. Our team understands intimately how to effectively develop, scale, and comply because we have helped clients do so time and again. This role is part of the Licensing & Chartering group within the Advisory Team which works with clients to acquire and maintain state licenses and charters (bank, trust company, special purpose institutions, etc) as well as work strategically with clients to grow and scale its regulated businesses and products.

Primary Responsibilities

• Work with our licensing and charter clients, covering a variety of areas. Focus on money transmission (fiat and crypto) and lending, as well as work on loan brokering, collections, registered investment advisor registration, and other state registrations and license types.
• Advise clients to define their licensing and product development strategies and work closely with them to acquire and maintain their licenses on their behalf.
• Review/research applicable federal and state laws, regulations and apply to clients’ products and services.
• Help clients with third party relationships and external stakeholders (regulators, auditors, law firms, surety bond providers, etc.).
• Help develop compliance and risk management programs, such as drafting compliance related policies and procedures, as well as the implementation of new compliance related processes.
• Participate in new product development and other projects that help clients leverage licenses and scale their regulated businesses.
• Assist with firm development and other strategic initiatives.

What we are looking for in a colleague

• Strong experience with the acquisition and maintenance of money transmission and lending licenses, as well as exposure to other state licenses, such as loan brokering, collections, and RIA registration.
• Experience or a focused interest in acting as an advisor to innovative financial services companies.
• Knowledge of the banking system, including a variety of lending, deposit, payments, and/or blockchain and digital asset products and services.
• Knowledge of financial services laws and regulations, such as those related to money transmitters, lenders, and/or de novo bank charters.
• Understanding of best practices applicable to the state licensing process.
• Knowledge of regulatory compliance, including financial crimes compliance (AML and sanctions), consumer protection, and fair lending.
• Ability to work both independently and collaboratively in a fast-paced environment.
• A proactive and engaged self-starter who thrives in a fast-paced environment and is eager to contribute to the growth of our business.
• Ability to travel occasionally (~10%), primarily to our headquarters in Washington, DC or to clients (primarily San Francisco Bay Area or New York City).

Associate Qualifications

• Minimum of 3 years of relevant experience at a consulting firm, law firm (as a lawyer or paralegal), or financial services company.
• Ability to manage and execute a variety of client deliverables related to license acquisition and maintenance.
• Demonstrated familiarity with licensing tasks, including regulatory requirements, navigating the NMLS system, working with regulators and licensing project management.
• Strong organization and project management skills, and excellent attention to detail and accuracy.
• Strong desire to build subject matter expertise in the Fintech space.

FS Vector provides equal employment opportunities to all employees and applicants for employment. We prohibit discrimination and harassment of any kind based on race, color, sex, age, religion, gender identity or expression, sexual orientation, national origin, disability status, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

For more information, please reach out to careers@fsvector.com.