Carole House

Carole House is an Executive in Residence at Terranet Ventures, Inc., and a Nonresident Senior Fellow at the Atlantic Council. She also currently serves as

Emily Goodman

Emily leads FS Vector’s Licensing practice, a core offering with our Advisory team.  She serves as a strategic advisor to licensing clients, with expertise in

Gemma Caglioti

Gemma leads recruiting and talent placement for FS Vector clients and internal roles, covering full-time hires, fractional and interim staffing, and operations support. Her expertise

Sarah Elliott

Sarah is an independent director and the Chair of the Audit Committee for the board of Anchorage Digital Bank NA, the first federally chartered digital

Niel Valmores

Niel focuses on money transmission license acquisition and maintenance, bringing hands-on experience across the MTL program. Her expertise includes managing the regulatory reporting for licensed

Max Sherman

Max designs and operationalizes strong and sustainable partnerships between fintechs and banks. He brings practical experience having served within a fintech partner bank, evaluating and


Amy monitors state and federal legislation, provides extensive research on digital asset legislation and other regulatory developments , and creates a variety resources across Advocacy


Tyler has extensive Money Transmitter Licensing experience. He helps clients to optimize their licensing strategies and, often embedded with their teams, drives the license acquisition

Matthew Homer

Matthew Homer has been in the fintech space for over a decade, working in various roles at the intersection of technology, finance, policy, and social


Dana advises clients on compliance matters, including project management and new program development. Dana has extensive experience with anti-money laundering (AML) and sanctions compliance, including Know Your Customer (KYC), enterprise and customer risk assessment, transaction monitoring, suspicious activity reporting, and training.

Prior to joining FS Vector, Dana worked within BDO USA’s risk and regulatory practice where she advised a range of financial institutions, from growth stage fintechs to large depositories. She also worked in Wells Fargo’s financial institutions group and as an investigator at HSBC.

Dana received her B.A. from Central Connecticut State University and her J.D. from Northeastern University School of Law.