Our clients benefit from Debbie’s three decades of state licensing experience.

Debbie is leading FS Vector’s comprehensive licensing consulting practice for California Financing Law-eligible clients, where she provides oversight of CFL and other state financial services applications, and serves as an escalated level of review for more complex state license applications and client projects.

Before joining FS Vector, she was at APPROVED by Orrick and prior to that spent 30 years at the California Department of Business Oversight, overseeing the licensing regime that allows various entities to conduct business under the CFL and the California Residential Mortgage Lending Act. She also worked with the DBO legal department in drafting the laws and regulations — and the design of the application process — prior to implementation of the CRMLA in 1996.